Unmasking Truths Unraveling Stories
Unmasking Truths Unraveling Stories
EPF CEO: EPF will NOT consider investing in digital assets Investing depends on personal appetite for risk I could be very aggressive and I invest into a start-up which would most probably fail. However, if I invest into 10 of them, perhaps one of them could be a huge success; unicorn status. I could be […]
Tax time is here. Remember to include all the deductions yeah. The best investment is into yourself – Warren Buffett Perhaps we did not start the course we wanted to start, well, perhaps this year we should start the course so that we could deduct up to RM7,000 from the total income yeah. This should […]
Press Release: Tropicana Gardens Wins FIABCI’S Best Mixed-Use Development In Malaysia Tropicana Gardens, the signature development by Tropicana Corporation Berhad (“Tropicana” or “The Group”) is named the best mixed-use development in Malaysia by the FIABCI Malaysia Chapter at the FIABCI Malaysia Property Award 2023. This is a pinnacle achievement for Tropicana Gardens, an integrated development […]
Press Release: 20,000 Visitors Turned Up For A Roaring Good Time At The Tropicana CNY Celebrations ● Tropicana’s highly anticipated CNY events closed with a blast as a stream of over 20,000 visitors participated in its festive celebrations from 23 to 25 February 2024. ● Held across its five signature property galleries in Malaysia – […]
Personal Finance 101: Renting can save money, right? Simple answer is Yes, but… What will happen to renting in the future? We just need to look at more advanced property markets to understand a little more. Today, we just focus on renting a room or renting a bed space inside a room. We will look […]
Press Release: Sense Of Space, Elevated Living IJM Land Introduces Sutera, the Much-Anticipated First Phase of Seremban 2 (S2) Heights Aman IJM Land proudly announces the launch of Sutera, the highly anticipated first phase of Seremban 2 (S2) Heights Aman, which has been conceptualised as a tranquil green haven that offers a serene way of living, […]
Going Langkawi? Where to Stay and What to Play? Plus Breakfast, Lunch and Dinner places. The below is from my latest visit as a quick reference Accommodation in Langkawi is this: hangouts Urban+Eco Langkawi. I booked via Agoda. I am a Platinum member. I have no idea if I get better prices or not. Seems […]
NEW public housing model will be introduced Well, the government have to do their best to provide affordable homes to the people I know, when you read the title, you think “another new model?” Yes, I had the same thought too. However, let’s face it. The government of the day, whether this one or the […]
PropertyGuru Reports Fourth Quarter and Full Year 2023 ResultsRevenue of S$150 Million and Adjusted EBITDA of S$19 Million in 2023 Total revenue grew 11% to S$150 million in 2023 Adjusted EBITDA of S$19 million in 2023, up from S$3 million in 2022 Active cost management resulted in a 13% Adjusted EBITDA margin in 2023, up […]
IJM RIMBAYU UNVEILS PHASE 21: THE PROMENADEFostering Social Interactions with Dynamic Commercial Concept IJM Land is proud to introduce The Promenade as an extension of its commercial development that is poised to redefine the commercial and retail experiences at IJM Rimbayu. Scheduled for launch in Q1 of 2024, The Promenade will offer a multifaceted experience […]
Merdeka 118, second tallest no more… when? People always say Malaysia has too many tall office buildings. Some suggested that we should disallow any more future tall office buildings. I will agree once these tall office buildings have no tenants and all the tenants rush to leave these tall office towers to rent elsewhere. There […]
Thinking of Ipoh trip? One more reason – ESCAPE Ipoh Header photo source: https://kyspeaks.com/2020/11/09/ky-eats-ipoh-choong-kee-big-tree-yong-tau-foo/ Ipoh is really the real food haven yeah We do not have Penang char koay teow (go there to eat yeah) but our Ipoh Kai See Hor Fun is definitely more flavourful and has better ingredients than Koay Teow Theng somewhere […]
Most popular country in ASEAN for international visitors in 2023 is not Thailand Yes, it’s Malaysia. We have even exceeded the numbers prior to Covid! In 2019, we welcomed 26 million international tourists and if I remember correctly, we were second placed then, behind our fiercest competitor for international tourists; Thailand. Article in vnexpress.net Malaysia […]
Press Release: RM400,000 homes the target of prospective homebuyers 60% of Prospective Homebuyers Target Homes under RM400,000;Concerns Persist Over Project Delays and Construction Quality 23% of respondents prefer the 1Malaysia Housing Programme (PR1MA) for affordable housing initiatives that meet their aspirations. 59% expressed that rental payments should be factored into their credit score. 74% […]
Press Release: Sunway Property Sets Sights On RM2.6 Billion Sales, Spurred By Four New Signature Product Launches In 2024 Annual Signature Series campaign to offer a wide range of “Experience Sunway” packages on top of exciting deals in conjunction with Sunway Group’s 50th anniversary Sunway City Kuala Lumpur, 21 February 2024 – Sunway Property, the […]
Press Release: Next Gen Living Majestic Gen is poised to dominate and redefine contemporary living. In every tale of transformation, the final chapter closes, making way for an eventful beginning and an awakening with a renewed purpose. Such is the captivating saga that follows Majestic Group, renowned stewards of architectural excellence, as they bid farewell […]
Ageing (Aging), Aged and Super Aged nation. Huge difference yeah. Malaysia is NOT yet an aged nation yeah Article in nst.com.my with this title: “Population estimates show that Malaysia has reached aged nation status in 2021.” Just click to read in full. The article explained about the number of Malaysians aged 100 and above. I […]
General Knowledge: The richest king is not from that small country or the oil producing one Millionaires vs BiIlionaires These days, billionaires would be the standard when it comes to how rich one is. Most Singaporeans by virtue of their property price is a millionaire these days anyway. Many Malaysians are also enjoying this status […]
Property Investment 101: “Cautiously Optimistic” means what? This is what ‘cautiously’ means Let’s not think what it means. No need for any debate too. Let’s have the usual authority (Yes, from the UK, not the US) tell us what it means. According to Oxford Languages, this is the meaning for cautiously: “in a way that […]
Property Investment: How can anyone afford a RM1 million property? If you asked me in 1998, this is my answer to you RM1,000,000 (RM1 million)? It must be a big bungalow somewhere prominent. Meaning not in some village or far away places from the city centre. This property would most probably come with sufficient land […]
Press Release: Redefining Luxury Amidst Hilltop Serenity Experience the height of prestige at ViO Banj’ran by IJM Land, setting in a new era of elevated residential living standards at the peak of Seremban 2. Elegantly perched on high ground, ViO Banj’ran represents the epitome of opulence and luxury, setting an unrivalled standard in hilltop living. […]
Johor Property News: Transport Hub in Forest City? What do I think of JB property market? (Iskandar) I just answered this question a few days ago during the Annual Property Conference 2024 in which I was a speaker and also a chairperson. Here’s the earlier link of the event. Some of the facts include JB is […]
Press Release: Tropicana Sells Courtyard By Marriott Penang For RM165MIL Netting Surplus Cash Of RM80.8MIL – Tropicana Macalister, a wholly-owned subsidiary of Tropicana Group, signed a SPA with IOI PFCC Hotel Sdn Bhd, an indirect subsidiary of IOIPG to dispose Courtyard by Marriott Penang for RM165 million. ● The disposal will generate surplus cash of […]
Residency Tenancy Act not necessary? Restrictions on free market? I am a landlord, I think having a Residency Tenancy Act (RTA) is good I do not like landlords who are too powerful (just because you own the house you think you are really the lord?) and could draft any rental agreement in their favour versus […]
Press Release: 2024 Property Market Outlook: Uneven Performance Expected, but Opportunities for Growth Persist In the fourth quarter, the Sale Demand Index registered a quarter-on-quarter decline of 7.4%. However, the 2023 data also indicated a deceleration in price appreciation, signalling a stabilisation of price trends. Shift to rental market anticipated as housing unaffordability remains. Johor recorded […]
Bangsar Hill Park (BHP) proudly unveils its 6,099 sq. ft. property gallery in KL Gateway Mall, alongside the launch of Talisa – Phase 2 of BHP – show unit. Drawing over 800 visitors during its opening weekend, the event was a resounding success. The grand opening featured a plethora of activities – world-class lion dance […]
EPF news: Great performance in 2023 and the headwinds in 2024 What’s the dividend for EPF savings for 2023? Nope, the dividend percentage has not yet been announced if that’s what you are hoping. However, if you have been following kopiandproperty.com news on EPF, 2023 has been a relatively good year yeah. One latest article […]
Property Investment 101: REIT is also property investment too Real Estate Investment Trust (REIT) is also property investment too. Property Investment may be too risky, we may not have the time and it requires effort Too many people have told me that property investment is too risky. They also have no time to read so […]
Kuala Lumpur, 16 January 2024 – Since its grand launch in June 2023, KL Wellness City (KLWC) has been making remarkable strides, reshaping the landscape of integrated healthcare and wellness. The visionary city with flagship KL International Hospital (KLIH) and The Nobel Healthcare Park will champion high speed broadband connectivity, supporting advance Internet of Things […]
Personal Finance 101: We should aim at minimum of RM600,000 if our intention is not to own any property If anyone tells you to skip property investment totally… These days, there are many personal finance experts in the market. Some do video, some write and somehow for many of them, their advice is always to […]
Personal Finance 101: Malaysians need to increase our savings. What about Americans? I was forced to save when I was 26 years old That was the year I ‘forced’ myself to buy a property (after being reminded by my father-in-law and that was the time when I started to look at everything unnecessary (to buy) […]
Personal Finance 101: Financial Independence, Retire Early, a realistic goal or just a dream? A number of close friends have retired or says they will stop working soon I am 47 this year, in September lah. So, if a few close friends have retired since a few years ago, it meant that they have done […]
Asia’s global real estate agent network IQI, which is a member of Juwai IQI, today released the first-ever Malaysia Home Rental Index, which is intended to serve as a complement to NAPIC’s Malaysia House Price Index. “The Rental Index analyses over 58,000 residential rental transactions since 2018,” said Juwai IQI Co-Founder and Group CEO Kashif […]
Malaysia’s economy grew 3.9% in the first three quarters of 2023 with the overall residential property market showing an uptick in both transaction volume and value. In Klang Valley, five notable office deals worth RM837.8 million during the review period signalled returning confidence as corporate entities sought office space for expanding operations and rental potential. […]
How high is the highest FD rates in Malaysia? Date of research: 5th January 2024. Site used: ringgitplus.com Savings is critical prior to investment How much do you save per month? How much could you save? Can we save our way to happiness? Well, we could buy something to make us happy but could we […]
Resale flat prices for 2023 in Singapore is only rising less than half in 2022 Even if the government is building most of the supply, home price cannot be fixed yeah Imagine the government selling a property unit which you bought. A few years after that, you wanted to upgrade to a bigger property. You […]
MRT3 aka Circle Line: Latest Update on the tenders What’s the latest update on MRT3 aka Circle Line? Article in nst.com.my MRT Corp has sought another three-month extension (until March 2024) to finalise tenders for the multi-billion-ringgit rail development. This marks the fourth extension requested by MRT Corp since middle of this year, adding an air […]
Property Investment 101: New home and New Twin Door Fridge. Ranked by price. It’s impossible to live without a refrigerator yeah If you are buying a new home, please buy a good refrigerator as you should be able to use this refrigerator for longer than whatever warranty is has provided. As for aesthetics purpose, I […]
Looking for a franchise? Micfront could be a franchise you want to take up This conversation happened with a long-time friend. (Haha… don’t want to use another word for long-time). My friend: Must ensure my children goes into Engineering related courses when they enter university Me: Yeah, that’s always a good field to be in. Just […]
Property Investment 101: If property price is RM250,000 and rental is RM1,000 should I proceed to buy? I have no answer, really. Home price RM250,000 and rental is RM1,000. Worth buying? Please decide by yourself yeah. However, I will present to you all the numbers. We shall assume home price is RM250,000 and rental is […]
Tax News: Older population may mean higher tax rates Famous saying: Two things are certain; death and taxes Malaysians are living longer today versus 20 years ago. That is a good sign that we are enjoying a good life and have access to good medical care too. I do think that the life expectancy of […]
Salary increase in 2024. How high (or low) will it be? Is 5 percent considered high or low for salary increment? Well we can only answer this if we know what’s the salary amount right? Someone earning RM20,000 should think 5 percent is sufficient, Its an increase of RM1,000 per month. Meanwhile someone earning RM2,000 […]
Personal Finance 101: Skip new car, what about second hand cars instead? Choices versus price? This article on Top 10 New Cars in Malaysia had a great day Published on 20th December which is considered a slow period since holidays are all coming. It still reached 196 views within a few days. Link is here […]
Personal Finance 101: In my opinion, the strongest currency in the world is SGD Currency exchange is a tool which countries try to influence for the benefit of their own economy I have written many times that the currency fluctuation should just be based on the trade of goods and services. Well, unfortunately there is […]
Property Investment 101: Choosing the right mortgage insurance. MRTA vs MLTA Briefly, what is it? Do we need it? It’s mortgage insurance. Personally, I think we should always protect our loved ones. So, yes, I think this is definitely needed. Or, you are already very heavily insured, then that helps too. All these protection will […]
KPKT News: Affordable Housing is ministry’s main thrust Affordable Housing, how should it be done? Majority of Singaporeans stay in HDB flats. HDB stands for Housing Development Board and this is a public housing authority. Briefly, this is under the government and it seeks to ensure all Singaporeans have an affordable place they can call […]
Which are stocks with good dividends? Investing into the stock market can also be simple, just follow those with dividends? I was browsing online and found this website which says that it is a Malaysia Dividend Ranking Website. Click here to view them: https://dividends.my/coming-dividends/ The below are the upcoming dividends and I sorted it based […]
Personal Finance 101: Car Resale Value is important! Right? Which car depreciates least? Do you buy your car based on how much it depreciates? Actually, the day we receive our car and we drive it out of the showroom, it has depreciated in price. If someone told me they have just received their car a […]
High Speed Rail is definitely an economic catalyst High Speed Rail (HSR) Malaysia? Nothing, yet. https://www.nst.com.my/news/nation/2023/12/993566/anwars-govt-contemplates-reviving-hsr-eye-substantial-cost-reduction Plus someone said that it’s cheaper to provide free flights to Malaysians versus paying interest for the High Speed Rail. https://www.malaysiakini.com/news/690823 Meanwhile in the HSR for Jakarta – Bandung Article in nst.com.my The Jakarta-Bandung High-Speed Railway (HSR), the first HSR in […]
Property Investment 101: 8 washing machines (8kg) ranked by price I am using Panasonic 10kg top loading and is very happy currently. So if you like, you can follow me too. Just need to know that preference simply means preference yeah. It does not mean this is the best or the most long lasting or […]
EPF News: Retirement savings up to RM512,500 with Progressive Wage Policy Salary increments are good, everyone loves it Let’s be honest. Every working Malaysians would want to have higher salary every year; salary increments. Even if I am an entrepreneur, I also want to have a higher pay for myself every year versus the year […]
Property Investment 101: Only landed homes will increase in price lah?! Price of the most popular noodle stall versus less popular ones There’s a favourite noodle stall in town which everyone loves. Queues are long. There are also many other noodle stall around the area but not as popular. Perhaps the taste is also not […]
Melaka will have trams! When? What? Where? I still like Melaka but the traffic lights must be improved! Many years ago and many years later, the traffic lights are still not coordinated. Perhaps Melaka drivers are super patient and could afford to wait for their turn. Frankly, engage any university and get their students to […]
Penang LRT news: Penangites must take the LRT yeah Giving up driving and starting walking instead? I was in Penang two weekends ago and also a few days ago. Frankly, traffic jam in Penang is getting worse. Perhaps we really do need the LRT Penang to help lessen the potential traffic jams which is likjely […]
2024 is “take-off” year for the Malaysian economy. Says who? Sorry, I do not believe our economy is in “bad condition” Every time the business is not doing as well as it “SHOULD” then the economy is bad. Sales affected by more competition, the reason is because the economy is not doing well. Hello… take […]
Energy Commission: New electricity tariff starting Jan 1 2024. Will it affect you? We need to keep the electricity usage to below 600kWh The below is the electricity tariff for Malaysia for domestic users. Source: https://www.tnb.com.my/residential/pricing-tariffs In the Philippines, it’s around 11 Pesos (RM1) per kWh. Source: english.news.cn In Singapore, it’s 28.2 cent (RM0.99) per […]
En-Bloc Sales for redevelopment projects. Malaysia’s proposing for a lower % than Singapore. Redevelopment is very important Someone told me some weeks back that if redevelopment is allowed when there are just agreement from just 80 percent of the owners, it is unfair to the remaining owners who do not want the redevelopment to take […]
Astaka Appoints Knight Frank as The Property Manager for Upcoming RM254 million GDV Serviced Residence in Johor Bahru Knight Frank Property Management, a leading property management company with extensive experience in managing residential and commercial properties, will be the property manager for Astaka’s upcoming residential project, Aliva Mount Austin Aliva Mount Austin is set to […]
Interest rate news: When the largest economy is thinking of cutting rates Which country increases their rates from 0 to 5.5 percent in roughly 1.5 years? No prizes for guessing. Answer is below. In case you still does not understand the reason why US$ is so strong versus the world, this is the reason yeah. […]
Press Release – iProperty.com.my: Top 10 Most Searched Areas by Homebuyers in Malaysia in 2023 Urban areas gained the most property searches as potential buyers look for homes near workplaces. Newcomers to this annual list are Bangsar and Bukit Jalil. Prime locations like Petaling Jaya, Mont Kiara, Johor Bahru, Puchong and Cheras continued to be […]
Johor Property News: Impact from RTS to Singaporeans buying into Johor Johor is right next to Singapore, always remember this fact This is one recent news. Most recent news on why Johor is the state to watch out for in 2024. If Singapore will be attracting more investments, it will need talents. These talents cannot […]
Heavy Rain. Flash Floods. Sinkhole of 50m x 60m. Heavy rain expected until March 2024 This is message from Malaysia Meteorogical Department (MET). “The Malaysian Meteorological Department (METMalaysia) issued a warning today saying that the northeast monsoon is expecting four to six episodes of heavy rainfall on Nov 11 until March next year..” Source: NST […]
MM2H News: Now we have different categories! Different categories for MM2H I must say this is a good way to move forward. Now, it’s possible to be more flexible without the need to suspend the whole programme in the future. Different categories would also allow a different campaign to target different groups. In fact the […]
Press Release: Clean Up, A Sense Of Togetherness And Mutual Support The IJM Rimbayu Community Gathers for a Transformative Gotong-Royong In an encouraging and energetic display of community spirit at IJM Rimbayu, residents, friends, and neighbours rallied together for this year’s community clean-up event named “Community Gotong Royong: Turning the Tide” during the weekend that […]
Personal Finance 101: Higher EPF dividends for 2023? Was 2022 a good year for EPF dividends? The Employees Provident Fund (EPF) recently declared a dividend rate of 5.35% for Conventional Savings and 4.75% for Syariah Savings for the Year 2022, with a total payout amounting to RM51. 14bil. Source: www.principal.com.my 5.35 percent to me is a very good […]
Real estate exemplars succeed at the 18th PropertyGuru Asia Property Awards Grand Final GUOCOLAND WINS BEST DEVELOPER (ASIA) WHILE DEVELOPERS FROM INDONESIA TRIUMPH WITH THE MOST REGIONAL WINS Malaysia gained four regional wins. Perbadanan Kemajuan Negeri Selangor (PKNS) was hailed Best Affordable Homes Developer (Asia), with projects by Eastern & Oriental Berhad; Eupe Corporation Berhad; […]
Singapore property news: Fake property agents in rental scams with at least S$1.8 million lost Scammers are everywhere, even in Singapore yeah It is important to always note all the ways which scammers are trying to scam people. Always read, always share because you do not know if the next victim could be your family […]
Penang Property News: More new factories, more employment and then… My brother and brother-in-law and their contribution to the Penang economy Both are in engineering. Both have spent over 20 years in Penang. In other words, they have been spending lots of money there. 🙂 For example, if we say they spend just RM50,000 of […]
Penang property news: RM108 million housing for workers in Batu Kawan. Do we have regulations for workers’ housing in Malaysia? Source: immedis.com The Workers’ Minimum Standards of Housing and Amenities (Amendment) Act 2019 (Act 446), which extends to all employment sectors, providing housing and accommodation for workers, came into force on June 1, 2020. From September […]
MM2H News: Destination ranking for tourism? Don’t mix this with MM2H please. I have no MM2H Agency and I have no Real Estate Negotiator tag I want to say this because my views would definitely be more neutral than some views about MM2H. Some say MM2H if the requirements are relaxed can help to increase […]
MM2H News: Positive Changes on the way Yes, I do think MM2H participants are good contributors to the economy (property market too) I would really prefer if the requirements for MM2H participant is that they MUST buy a property within a certain period of time. 🙂 If Malaysia is a second home and they have […]
Personal Finance 101: If only we have zero or negative inflation, that would be good, right? I love higher income every year, what about you? I am sure you will say, “me too!” Truth is, everyone loves to have higher income every year even if we are just doing the same thing. Well, there’s something […]
Property Investment 101: Yes, property price dropped. Did you heart also dropped or you are now very happy? I think it’s okay. Haha. Dropped, okay also. Up a bit, okay also. I just worry when prices keep dropping for a few quarters, that may indicate the whole economy is not doing well and that’s really […]
Private capital projected to drive the Asia-Pacific commercial real estate market in 2024 (Header Photo is Keith Ooi, Group Managing Director of Knight Frank Malaysia) Core assets investment volume is expected to reach new highs as investors seek stability December 7, 2023, KUALA LUMPUR – Private capital is expected to remain a driving force in […]
Property Investment 101: 7 reasons to sell your property Should I sell my property now? Seems like market is bad for sellers? Many friends love to ask if they should sell their property now? My answer has always been “do you have a reason to sell your property now?” Any decision has to start with […]
Press Release: Sime Darby Property Awarded Three Malaysia Book of Records Recognitions for Outstanding Bandar Bukit Raja Townpark – The Townpark was recognised for largest recreational park with renewable energy, the largest crown structure and the biggest solar-powered signage; – Strategically located in Bandar Bukit Raja, the 50-acre attraction is the largest townpark in the […]
Press Release: GLOMAC BERHAD Reported RM115.9 Million Revenue For 1H FY2024 In the first half of its financial year ending 30 April 2024 (“1H FY2024”), Glomac Berhad (“Glomac” or “the Group”) achieved group unaudited revenue of RM115.9 million compared to RM143.9 million recorded in the corresponding period of FY2023. This was attributed to a slower […]
Press Release: Real Estate Industry Forecasts Residential Prices To Rise 9.95% And Rents 9.57% In 2024: New Report Kuala Lumpur (5 December 2023) — The year 2024 could be a good one for Malaysia’s real estate markets according to the new IQI Property Survey and Index – Malaysia Q4 2023, which was released today by […]
Press Release: Tropicana Posts 25% Revenue Jump With Profit Before Tax Increases Five Fold – The Group recorded revenue of RM402.8 million, which was RM81.1 million or 25.2% higher when compared to the corresponding quarter in the preceding year (Q3 2022: RM321.6 million). – The Group recorded a profit before tax (“PBT”) of RM24 million, […]
Johor Property News: 10,000 squatters and the assistance they will get Why do squatter houses happen There are many reasons why this happen. Some would point out that the prices of homes become too expensive and thus people have to choice but to build squatter houses. Some may also point out that some of these […]
